pre-qualification measureably speeds up the process!

Please note that you are not required to work with these lenders in order to engage me as your real estate agent.*  However, I have found that many of our local area lenders can match or beat national rates including those of the more popular national lenders.  Working with a local lender has many advantages but perhaps the most important is they are local and available to assist you at any time, face-to-face. 

It only takes a few key strokes to check several lenders and perhaps save yourself thousands of dollars over the course of your mortgage.

A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification.

As your agent, I will help you pre-qualify. Items considered when pre-qualifying for a mortgage loan include:

• Employment History
• Credit History and Scores  
• Monthly Income and Expenses

With my knowledge of the mortgage market, I'll help you make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional and even Bad Credit Loans. We'll find the best loan for your situation.

*The noted list of local mortgage specialists is not prioritized and “list positions” rotate monthly. I receive no financial benefit (finder’s or advertising fees or comissions) for listing them on this web page.

REMEMBER!  I can show you any home in the Pulaski County MLS system regardless of the real estate having the listing.  See some properties you would like more information about?  Send me the MLS#s and I'll email you the MLS data sheets on those properties, again, no matter which real estate company has the listing.