USAA Member & USAA Referred Movers Advantage Agent

I can send you information on any Pulaski County MLS Listed Property!

American Recovery and Reinvestment Act of 2009--Up to $8000 in tax credits! Up to $6,500 available to home owners!  What does it mean to you?  

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How much is your home worth? Let me send you a CMA as to your home's value!

Receive Home Listings By Email Most websites are obsolete before the sun comes up each day.  Let me send you the most updated listings as of "right now"!

Why I Should Be Your Agent?

It's a truism that finding the right real estate agent can be the difference between a happy, stress-free home buying or selling experience, and an unhappy, stressful experience.  Here at Century 21 Prestige Real Estate we take our agent responsibilities seriously.  A few points:

First, having served 20 years in the military myself, I understand the many challenges the military family faces as a result of serving in uniform.  In addition, my many years of experience serving my clients assures you that I will take care of all the details.  Whether, you are a first time home buyer or have several home purchasing experiences under your belt, you'll appreciate having all the t's crossed and all the i's dotted. 

Second, if you're selling, seeing your home listed month after month in the Pulaski County Board of Realtors HOMES magazine without even a nibble from a prospective buyer is not what you're looking for.  What do you want?  You want it sold!  That's what I do.  And, now is the time to be selling as the local housing market is moving quickly from a Buyer's Market to a Seller's Market!

Third, if you're buying, you'll want an agent ready and able to make a full-time commitment to you. I and Century 21 Prestige can and will do that. In addition, I can put you in touch with local mortgage companies that offer ZERO DOWN, 100% FINANCING, NO CLOSING COSTS mortgage plans with EQUAL TO OR LOWER than the national average INTEREST RATES!

Fourth, you'll want an agent with the experience needed to know the local neighborhoods, schools, market conditions, ordinances, etc. With my years of experience in the local market, I have the expertise and track record of success you need.  So whether your looking to live in Waynesville, St. Robert, Richland, Crocker, Iberia, Plato, Dixon, Lebanon, or Rolla, I and Century 21 Prestige Real Estate can make it happen for you.  (Licensed In The State Of Missouri)

Fifth, you'll want an agent who embraces the convenience of technology without losing the personal touch. Century 21 Prestige is dedicated to employing the finest marketing technology available throughout Pulaski County.  You'll love the resources available on my www.fortwoodhomes.biz website and the e-mail alerts that I send, but these will never replace the time I spend with you, serving as your personal guide through this exciting process.

So regardless of where in Pulaski County you are living or where it may be you're looking to settle, let's get together and talk about your home buying and/or selling plans. Call me at the St. Robert office (573) 336-4377 or on my cell phone: (573) 855-0611 or send me an e-mail: rjdick@century21.com, and we'll set-up a time that is easy and convenient to you.


P.S. If you're not ready to meet in person, please tour through my website. I'm sure you'll find the resources here useful and helpful. Enjoy!

REMEMBER!  I can show you any home in the Pulaski County MLS system regardless of the real estate having the listing.  See some properties you would like more information about?  Send me the MLS#s and I'll email you the MLS data sheets on those properties, again, no matter which real estate company has the listing.

 


Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $



Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.95%5.11%
15-yr Fixed4.32%4.55%
1-yr Adj4.22%5.24%
* national averages



$8000 Tax Credit 
Interest Free--No Repayment!

NEW:  $6,500 Tax Credit for present home owners  moving UP!!!

Just click on the link button on the primary subject bar above to find out more about how you as a home buyer can receive up to $8000 interest free from the  U.S. Government with the purchase of your first home!! Download free $8,000 tax credit brochure.  Click on the Primary Link above "$8000 Tax Credit!


Looking To Rent?

For rental property listings please go to www.c21prestige.com, and click on "Rental Information".
NOTE:  If you are going to be staying in the Fort Wood area for more than two years, I would highly recommend you consider BUYING.  This area is quickly becoming a SELLER's market as the inventory of homes drops daily and builders can build new homes fast enough.  I can put you in your dream home for zero down, 100% financing, and most likely little or no closing costs.  How's that compare with out-of-pocket expenses when renting?  If you rent, you'll have to come up with first and last months rent deposits as well as security deposit and pet deposit, if you have pets.  All that deposit money could be used to furnish your own home.  And remember, first time home buyers, and those not having owned a home during the past three years, are eligible for up to $8000 is tax credits that don't have to be repaid*.  Think about it!!!  $8,000 will buy a lot of curtains, blinds, and/or furniture!!  And for folks who have owned a home for at least five years, buy by April 30 and get up to $6,500 in tax credits!!! 
RJ

*Must own home at least three years.



RE News:
 
FHA Head: Don't Raise Down Payments
3/11/2010 6:00 PM
FHA Commissioner David Stevens said if the mandatory down payment for an FHA loan is raised from 3.5 percent to 5 percent, the organization will probably insure 300,000 fewer homes every year....Read More
 
Funding for Low-Income Housing Pays Off
3/11/2010 6:00 PM
Housing development programs managed by the Federal Home Loan Bank of Atlanta produced a number of economic benefits, according to a new study....Read More
 
Future Foreclosures Could Hamper Housing
3/11/2010 6:00 PM
A second wave of foreclosures could hit the market this year, which could negatively affect an otherwise stabilizing housing market....Read More
 
Home Equity Loans Available Again
3/11/2010 6:00 PM
As the economy improves, banks are starting to get back into the home equity loans business....Read More
 
Mortgage Rates Remain Steady
3/11/2010 6:00 PM
For the second week in a row, average rates for 30-year mortgages stayed below 5 percent....Read More
 
Pet Owner to Sue Bank of America
3/11/2010 6:00 PM
A home owner alleges she lost her parrot when Bank of America mistakenly thought she was in default and hired a contractor to secure the property....Read More
 
Banks Pressed to Write Down Second Liens
3/10/2010 6:00 PM
Accounting rules said to encourage second-lien holders to hold on to the loans even though they have little value. ...Read More
 
Coping With Cranky Real Estate Clients
3/10/2010 6:00 PM
There are definite dos and don'ts to avoid inflaming a tense relationship. ...Read More
 
More Underwater Commercial Borrowers Walk
3/10/2010 6:00 PM
Since loans are typically non-recourse, borrowers have little inventive to stay as conditions deteriorate. ...Read More
 
NAR: Proactive Disaster Insurance Needed
3/10/2010 6:00 PM
A bill under consideration to provide stable funding is good start, association says. ...Read More




Ask me about Zero Down, 100% Financing, and NO Closing Costs!


Century 21 Prestige Real Estate 587 Marshall Drive St. Robert, MO 65584
Phone: Toll Free Phone: Cell: Fax:

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